Free tool

Payout Comparator Philippines

Compare what actually lands in pesos when an overseas client pays through Wise, PayPal, Payoneer, or a GCash-linked route. Edit the fees if your provider screen shows a different quote.

Best estimated route Rough estimate
₱30,363
Wise to PH bank is currently ahead for a $500 payment.
Best lands₱30,363
Lowest lands₱28,267
Difference₱2,096
Rate used₱61.00
$
$1 =
The route list updates as you type.
Route comparison

What lands from the same client payment

Sorted best to lowest.

Wise to PH bankBest
Fees: ₱137Rate: ₱60.73 per $1

Usually the clean benchmark because the fee is transparent and the exchange rate is close to mid-market.

Lands
₱30,363
Payoneer to PH bankRoute
Fees: ₱899Rate: ₱59.20 per $1

Useful when the client or marketplace already pays through Payoneer. Check your own account pricing screen.

Lands
₱29,601
Payoneer to GCashRoute
Fees: ₱1,195Rate: ₱58.61 per $1

Convenient for quick cash-in, but the route can add another fee on top of Payoneer assumptions.

Lands
₱29,305
PayPal to PH bankLowest
Fees: ₱2,233Rate: ₱56.53 per $1

Often lower because the receive fee and FX markup both hit before the money reaches your local account.

Lands
₱28,267