PayPal Fee Calculator Philippines
See what a client’s PayPal “goods and services” payment really leaves in your bank, after the receiving fee, the 3% conversion markup, and the withdrawal fee. Or flip it around: figure out what to invoice so the amount you actually need still arrives.
Your numbers
These are rough estimates, not a guarantee. PayPal sets its own base exchange rate daily and does not publish it, so the peso figures here use a public mid-market rate minus PayPal’s 3% conversion markup. Withdrawal follows PayPal’s PH schedule: a bank transfer is free at ₱7,000 or more (₱50 below that), while a debit or credit card withdrawal costs 1% (minimum ₱10, maximum ₱500). Pick your method above, and always check your own PayPal account before you rely on any number here.
Fees verified against PayPal Philippines’ official consumer and merchant fee pages, checked 6 July 2026. PayPal updates its PH fees about once a year, so double-check the current schedule if you are reading this much later.