Free tool
Payout Comparator Philippines
Compare what actually lands in pesos when an overseas client pays through Wise, PayPal, Payoneer, or a GCash-linked route. Edit the fees if your provider screen shows a different quote.
Best estimated route
Rough estimate
₱30,363
Wise to PH bank is currently ahead for a $500 payment.
Best lands₱30,363
Lowest lands₱28,267
Difference₱2,096
Rate used₱61.00
Route comparison
What lands from the same client payment
Sorted best to lowest.
Wise to PH bankBest
Usually the clean benchmark because the fee is transparent and the exchange rate is close to mid-market.
Lands
₱30,363
Payoneer to PH bankRoute
Useful when the client or marketplace already pays through Payoneer. Check your own account pricing screen.
Lands
₱29,601
Payoneer to GCashRoute
Convenient for quick cash-in, but the route can add another fee on top of Payoneer assumptions.
Lands
₱29,305
PayPal to PH bankLowest
Often lower because the receive fee and FX markup both hit before the money reaches your local account.
Lands
₱28,267